Bespoke Lending Experience
Trusted lending for ambitious buyers who value reliability and expertise.
Max leverages market fluency, trusted lending relationships, and a proven closing team to deliver financing built on integrity, transparency, and unwavering reliability.
Meet Max- 01Private client concierge
- 02Rate intelligence that adapts daily
- 03End-to-end white-glove closing
- 04100% financing available
[01]Current Rates
Today's competitive mortgage rates at a glance.
Sample rates updated daily. Your actual rate depends on credit profile, loan amount, property type, and current market conditions.
| Loan Type | Rate | APR | Monthly Payment |
|---|---|---|---|
| 30-Year Fixed | 7.030% | 7.130% | $2,669 |
| 20-Year Fixed | 6.780% | 6.880% | $3,049 |
| 15-Year FixedPopular | 6.280% | 6.380% | $3,436 |
| 10/1 ARM | 6.530% | 7.280% | $2,536 |
| 7/1 ARM | 6.655% | 7.405% | $2,569 |
| 5/1 ARM | 6.780% | 7.530% | $2,602 |
| FHA 30-Year | 6.405% | 6.505% | $2,503 |
| VA 30-Year | 6.280% | 6.380% | $2,471 |
| Jumbo 30-Year | 7.155% | 7.255% | $2,703 |
- 30-Year Fixed
- Rate
- 7.030%
- APR
- 7.130%
- Monthly
- $2,669
- 20-Year Fixed
- Rate
- 6.780%
- APR
- 6.880%
- Monthly
- $3,049
- 15-Year FixedPopular
- Rate
- 6.280%
- APR
- 6.380%
- Monthly
- $3,436
- 10/1 ARM
- Rate
- 6.530%
- APR
- 7.280%
- Monthly
- $2,536
- 7/1 ARM
- Rate
- 6.655%
- APR
- 7.405%
- Monthly
- $2,569
- 5/1 ARM
- Rate
- 6.780%
- APR
- 7.530%
- Monthly
- $2,602
- FHA 30-Year
- Rate
- 6.405%
- APR
- 6.505%
- Monthly
- $2,503
- VA 30-Year
- Rate
- 6.280%
- APR
- 6.380%
- Monthly
- $2,471
- Jumbo 30-Year
- Rate
- 7.155%
- APR
- 7.255%
- Monthly
- $2,703
Rate Assumptions & Disclaimers
Sample rates shown for a $500,000 loan amount with 20% down payment, 740+ credit score, single-family primary residence, and 45-day lock period. Monthly payments shown are principal and interest only.
APR (Annual Percentage Rate): Reflects the total cost of the loan including interest rate and fees, expressed as a yearly rate.
Rates subject to change without notice. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before making decisions. Maximum Lending Co LLC NMLS #2793908.
[02]Calculator
Calculate your complete monthly payment with taxes, insurance, and PMI.
Get a comprehensive view of your total housing costs. This advanced calculator includes property taxes, homeowners insurance, PMI, and HOA fees for accurate budgeting.
Loan Details
Enter your home purchase details
Total Monthly Payment
$0.00
Including all costs
- Principal & Interest
- $0.00
- Property Tax
- $0.00
- Home Insurance
- $0.00
- PMI
- $0.00
- Loan amount
- $0.00
- Down payment
- $0.00
- Total interest
- $0.00
PMI required with less than 20% down. Can be removed once you reach 20% equity.
[03]About
Meet Max—your strategic partner in mortgage excellence.

With over 10 years in the mortgage industry, Max has built Maximum Lending Co LLC on a foundation of integrity, expertise, and genuine care for every client's financial future.
What sets Max apart isn't just market knowledge—it's the ability to translate complex financing options into clear, actionable strategies tailored to your unique situation. Whether you're a first-time buyer navigating uncharted waters or a seasoned investor optimizing your portfolio, Max brings the same level of dedication and precision to every engagement.
The Maximum Lending Co LLC philosophy is simple: your mortgage should work for your life, not the other way around. That means proactive communication, transparent guidance, and solutions engineered to help you achieve your goals—not just close a transaction.
- NMLS #2793908
- Licensed Mortgage Loan Originator
- Equal Housing
- Fair lending for all qualified buyers
- 10+ Years
- Industry experience and expertise
Our Core Values
- 01
Precision
Every detail matters. From rate analysis to closing coordination, we execute with meticulous attention to your unique situation.
- 02
Partnership
Your success is our success. We work alongside you as trusted advisors, not just transaction processors.
- 03
Excellence
We hold ourselves to the highest standards, continuously improving to deliver exceptional outcomes for every client.
[04]Our Mission
"To empower every client with the knowledge, strategy, and support they need to make confident mortgage decisions—transforming what's often a stressful process into a seamless journey toward homeownership."
[05]Services
Strategies engineered to keep you effortlessly ahead of the market.
Partnerships with 30+ luxury-focused lenders and private banking desks mean your financing is built around your life, not the other way around.
Elite Purchase Strategy
Navigate jumbo, conventional, and portfolio lending with a strategist who tailors every structure to your goals and timeline.
- Scenario modeling and offer optimization
- Direct coordination with agent and closing team
- Rate-lock strategy to protect against volatility
Wealth-Focused Refinancing
Unlock equity, consolidate debt, or reinvest with precision. Max engineers refis that enhance your broader wealth plan.
- Equity positioning and cash-out analysis
- Arm's-length lender negotiation
- Holistic payment and tax review
Private Client Concierge
Experience a white-glove process with curated updates, proactive communication, and a team that anticipates every detail.
- Bi-weekly status briefings
- Underwriting advocacy and document prep
- Closing-day coordination and beyond
Signature Mortgage Playbook
A personalized roadmap covering financing options, rate movement watchpoints, and actionable next steps delivered within 24 hours.
[06]Loan Products
Financing solutions tailored to every buyer's unique journey.
Whether you're a first-time buyer, veteran, luxury homeowner, or investor, Max has access to the right loan structure to match your goals and timeline.
- 01
Conventional Loans
The most popular mortgage option with competitive rates and flexible terms for qualified buyers.
Down payment as low as 3%Loan amounts up to $832,75015, 20, or 30-year termsNo upfront mortgage insurance
- 02
FHA Loans
Government-backed loans ideal for first-time buyers or those with lower credit scores.
Down payment as low as 3.5%Credit scores from 580Flexible debt-to-income ratiosAssumable mortgages
- 03
VA Loans
Exclusive benefit for veterans, active military, and eligible spouses with no down payment required.
0% down paymentNo private mortgage insuranceCompetitive interest ratesLimited closing costs
- 04
Jumbo Loans
High-balance financing for luxury properties exceeding conventional loan limits.
Loan amounts above $832,750Competitive rates for qualified buyersFlexible terms and structuresPortfolio lending options
- 05
Fixed-Rate Mortgages
Predictable payments with interest rates that never change over the life of your loan.
Rate locked for entire termPredictable monthly payments15, 20, or 30-year optionsBuild equity faster with shorter terms
- 06
Adjustable-Rate (ARM)
Lower initial rates that adjust periodically, ideal for shorter-term homeownership plans.
Lower initial interest rateRate caps protect against spikes5/1, 7/1, 10/1 ARM optionsPerfect for 5-7 year ownership
- 07
Portfolio Loans
Flexible in-house lending solutions held by the lender, offering customized terms beyond traditional guidelines.
Flexible underwriting criteriaUnique property types acceptedCustom loan structuresRelationship-based lending
- 08
DSCR Loans
Investment property financing based on rental income rather than personal income—perfect for real estate investors.
No personal income verificationBased on property cash flowIdeal for rental propertiesClose in LLC or entity name
- 09
Bank Statement Loans
Qualify using 12-24 months of bank statements instead of tax returns—ideal for self-employed borrowers.
No tax returns required12 or 24 month statementsPerfect for self-employedBusiness or personal deposits
- 10
Asset Depletion
Use your liquid assets to qualify for a mortgage without traditional employment income verification.
No employment requiredUse retirement/investment accountsIdeal for retirees & high-net-worthFlexible asset calculations
- 11
Non-QM Loans
Alternative lending solutions for borrowers who don't fit traditional mortgage guidelines.
Recent credit events OKAlternative income documentationInterest-only options availableExpanded DTI ratios
- 12
Fix & Flip Loans
Short-term financing to buy distressed properties, renovate, and resell — funded fast and underwritten on the property, not your W-2.
Learn moreUp to 90% loan-to-cost on purchaseUp to 75% of after-repair value6–18 month terms · close in 7–14 daysFirst-time and experienced flippers welcome
- 13
Ground-Up Construction
Build new from raw land. Interest-only payments during construction, draws released at milestones, terms tailored for investor builders.
Learn moreUp to 90% loan-to-cost12–24 month termsInterest-only on drawn balanceSingle-family, multifamily, and BTR projects
- 14
Bridge Loans
Short-term financing to buy fast, refinance, or reposition an investment property — then sell or roll into long-term financing.
Learn more$150K to $5M+ · up to 80% LTVCash-out up to 75% LTV6–15 month terms · close in as few as 7 daysNo prepayment penalty
Not sure which loan is right for you? Max will analyze your financial profile, goals, and timeline to recommend the optimal loan structure—often revealing options you didn't know existed.
[07]Process
A guided path that feels effortless from hello to closing table.
Step 1: Curated Discovery
A 30-minute strategy call that captures your ambitions, timelines, and lending preferences.
You leave with a personalized roadmap and document checklist the same day.
Step 2: Precision Pre-Approval
Data-backed underwriting that anticipates questions before the lender asks them.
Expect a competitive pre-approval letter delivered within 24 hours.
Step 3: Offer Execution
Max collaborates with your agent to align financing strategy with negotiation moves.
Scenario analysis, rate monitoring, and quick pivots keep you in control.
Step 4: Close and Beyond
A concierge closing desk coordinates every signature, transfer, and post-close insight.
Receive a 12-month equity and rate review to keep your portfolio optimized.
[08]Testimonials
32 clients trust Max to deliver clarity, calm, and closings that impress.
[09]Resources
Free guides and tools to empower your mortgage journey.
Download our curated collection of resources designed to help you navigate every step of the home financing process with confidence.
- 01
Pre-Approval Document Checklist
Complete list of required documents for mortgage pre-approval. Includes what's needed for employed, self-employed, and business owners.
Checklist1 page - 02
First-Time Homebuyer Guide
A comprehensive guide covering everything you need to know about purchasing your first home, from pre-approval to closing.
PDF Guide6 pages - 03
Mortgage Application Checklist
Essential documents and information you'll need to prepare for a smooth mortgage application process.
Checklist2 pages - 04
Loan Comparison Worksheet
Compare different loan options side-by-side to make an informed decision about which mortgage is right for you.
Worksheet2 pages
Need personalized guidance? These resources are just the starting point. Schedule a consultation with Max to get tailored advice for your specific situation.
Ready to work with a mortgage partner you can truly trust?
Book a strategy call with Max to align on your next purchase or refinance. Experience honest guidance built on trust and reliability.
[10]Contact
Partner with Max for a mortgage experience that stays three moves ahead.
Share a few details and expect a personal reply within one business day. Prefer immediate support? Call or text directly.